CNA Financial Corporation

Overview

CNA Financial Corporation, incorporated in 1967, is an insurance holding company focused on property and casualty insurance operations and remaining life and group insurance operations. The company and its subsidiaries operate through entities that include Continental Casualty Company (CCC), The Continental Insurance Company, Western Surety Company, CNA Insurance Company Limited, Hardy Underwriting Bermuda Limited and its subsidiaries (Hardy), and CNA Insurance Company (Europe) S.A. As of December 31, 2025, Loews Corporation owned approximately 92% of CNAF’s outstanding common stock.

Business lines and segments

• Property & Casualty (P&C) operations are managed and reported in three segments: Specialty, Commercial, and International.
• Life & Group and Corporate & Other cover non-P&C activities.
• P&C business is conducted in the U.S. and internationally, including Canada, the United Kingdom, and continental Europe. CNA also places business at Lloyd’s of London through Syndicate 382.

Products and services

• Commercial property and casualty coverages, including surety.
• Warranty services, risk management information services, and claims administration.

Customers and distribution channels

• Distribution through independent agents, retail and wholesale brokers, and managing general underwriters.
• Customers include small, medium, and large businesses, insurance companies, associations, professionals, and other groups.

Geographic footprint and operations

• U.S. field underwriting locations supported by centralized policy processing, billing, collection, and call centers.
• U.S. claims operations with primary locations and regional offices aligned to underwriting.
• International operations in Canada, the U.K., and continental Europe.
• Access to the Lloyd’s marketplace via Syndicate 382.

Regulation and governance

• Regulated by multiple jurisdictions and agencies (for example: state insurance regulators, PRA, FCA, OSFI, CAA, BMA).
• Regulatory oversight covers licensing, form approvals, reserve requirements, statutory reporting, capital adequacy, investment restrictions, and rate regulation.
• Regulatory frameworks and group-level supervision concepts referenced include ComFrame, GCC, and AM.

Human capital

• Approximately 6,600 employees as of December 31, 2025.
• Focus on talent development, diversity, career progression, training programs, mentorship, leadership development, and succession planning.

Ownership and disclosures

• CNAF files annual, quarterly, and current reports with the U.S. Securities and Exchange Commission.
• Public filings are available on SEC.gov and additional company disclosures can be found at cna.com.